![]() ![]() If you choose to purchase flood insurance, rates are much lower for structures not located in a flood hazard area. Structures in Non-Flood Hazard Areasįlood insurance is available, but optional, if the structure is not located in a Special Flood Hazard Area, typically designated Zone X on Flood Insurance Rate Map. These maps can be viewed on the District website or a flood zone determination for a specific property can be obtained from the Public Works Department of the entity where the structure is located. Flood zone boundaries have been determined by FEMA in consultation with the local communities and are shown on Flood Insurance Rate Maps. Typical homeowners insurance does NOT provide coverage for damages to either structures or belongings resulting from floods. The actual flood insurance policies, however, are available through most insurance companies. The National Flood Insurance Program is backed and subsidized by the Federal government. Policies covering damages to personal property are available to renters as well as homeowners. For a single family home $250,000 coverage for the structure and $100,000 coverage for the contents is available. Hydrologic Criteria and Drainage Design Manual Updateįlood insurance is available to all residents of Clark County and the incorporated cities within its boundaries, whether the property is located within a flood zone or not.Important Flood Insurance Information.Stormwater Quality Management Committee.
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